Lucky for Life lottery game is a multi-state lottery offering daily prize pots of $1,000 throughout life. Players select five numbers and one Lucky Ball number; matching all six can win them the jackpot; other combinations may offer secondary prizes.

Prize winners have the option of receiving their winnings as either an annuitized payment or in cash form – depending on which Party Lottery offers them this choice.

Game rules

Lucky for Life offers a top prize of $1,000 every day for life and has a second prize of $25,000 annually for life. Winners must select five numbers between 1 and 48 as well as one “Lucky Ball number from 1-18”.

Tickets cost $2 per play and allow users to choose their own numbers or use Quick Pick for random number generation. In addition, Multi Draw tickets allow for up to 20 draws before being processed – be sure to double-check before leaving a retailer!

As soon as you win a prize, your name and winning amount will be posted online and at retail locations soon after the drawing. Please sign your ticket shortly after purchasing to verify ownership of it – prizes must be claimed within 180 days from their drawing date.

Odds of winning

Many lottery players employ tactics they believe will improve their odds of winning, such as purchasing multiple tickets for one game or using “lucky” numbers like birthdays to increase the likelihood of success. But which strategies actually work according to laws of probability?

Chances of winning in a lottery game can be calculated through an equation which takes into account both how many correct numbers are chosen and total number drawn. Picking five numbers correctly has odds of one out of every two-tenths of one percent – and winning the jackpot even less so!

To improve your chances of winning, examine and track groupings of numbers that frequently appear in drawing results. Focus on combinations with one same last digit while avoiding numbers that have made multiple appearances; these groups account for over 70% of jackpots won.

Taxes on winnings

Should you win the lottery or receive any significant source of cash windfall, it is wise to carefully consider its financial implications before committing it to keeping. This includes how and where the funds will come in as well as calculating taxes accordingly – this may require research as well as consultation from a tax attorney or CPA.

At first, it’s necessary to determine how much the IRS will assess in federal taxes; typically this will be a percentage of your net amount (excluding any ticket costs ). Next, each state withholds its own taxes from this amount – at tax time you’ll receive credit back from them as they have withheld some amount from you.

Your next decision should be whether to receive your winnings in one lump sum or as an annuity payment plan, each option having their own benefits and drawbacks. In general, annuity payments tend to be more tax-efficient; however, this depends on individual circumstances and state laws.


Lucky for Life lottery is an incredible multi-state lottery game offering an extraordinary top prize of $1,000 daily and $25,000 annual cash awards! Just $2 per game allows you to participate and the draw takes place daily; use a playslip to select five white numbers (1 to 48) plus one yellow Lucky Ball number (18-21) from 1 through 48 or request Quick Pick, where the Lottery terminal randomly chooses your numbers for you!

Before leaving a retail location to purchase your ticket, take care to double-check its accuracy. If you win, please sign your ticket immediately to show ownership and sign it back within 10 minutes to show ownership. For Lucky for Life winners who opt for the annuity option (first prize recipients who choose this route will receive annual payments equivalent to $365,000; depending on where the ticket was sold) with 20 year guarantees (payments continue into an estate upon their demise).